(4) Almost every other evidence demonstrating the lender's community development products and services are attentive to community development requirements, for example the volume of minimal- and reasonable-money individuals which can be individuals, or amount of corporations served; and

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To acquire supporting conclusions for geographic distributions of shut-conclusion residence house loan loans, tiny enterprise loans, and small farm loans, the Board evaluates the financial institution's functionality by evaluating the Geographic Lender Metric to efficiency ranges, based on the Geographic Current market Benchmark, the Geographic Community Benchmark, and multipliers, as described in paragraphs V.b and V.c of appendix A to this section.

네이버 검색창에 원하는 키워드를 입력하면 관련 정보를 빠르게 찾아볼 수 있습니다.

The Board may possibly regulate a little lender ranking from “Satisfactory” to “Exceptional” for the institution level in which the financial institution requests and receives added consideration for the next actions, without the need of regard to whether the activity is in one or more on the financial institution's facility-based assessment areas, as relevant:

(three) Benefits or serves one or more geographic areas with minimal levels of Neighborhood progress financing;

(ii) Any county inside a nonmetropolitan area during which the bank didn't originate or obtain any shut-close residence mortgage loan loans, small small business loans, modest farm loans, or auto loans if automobile loans are an item line for the bank.

means a loan to a number of people for domestic, household, or other private expenditures and that is amongst the pursuing varieties of loans:

The Board may possibly change a minimal intent lender's establishment rating from “Satisfactory” to “Exceptional” in which a financial institution requests and gets more thing to consider for services that would qualify underneath the Community Development Services Exam in § 228.twenty five.

(B) A lender apart from a considerable lender might incorporate a Group development companies ingredient and 228 loan accompanying once-a-year measurable goals in its program.

) Any increase in the calendar year to an existing community advancement loan that is definitely refinanced or renewed or to an present community advancement financial commitment that may be renewed;

(two) A home mortgage loan loan or even a multifamily loan is located in the census tract where by the assets securing the loan is found; and

(ii) If the Board, the FDIC, along with the OCC determine that a loan or expenditure is now not eligible for Neighborhood enhancement consideration, the proprietor of your loan or investment decision at enough time of your dedication will proceed to get Group improvement thought for that remaining expression or period of the loan or investment.